NiMu - Decentralized Trade Credit Insurance Protocol

NiMu is a blockchain-based mutual insurance protocol specifically designed for trade credit insurance. It leverages real-time payment data and smart contracts to provide dynamic, transparent, and efficient credit risk protection for businesses.

Overview

NiMu implements a "Pay-As-You-Trade" model where members only pay for the actual credit they extend. Key features include:

• Decentralized mutual insurance structure
• Real-time payment data integration
• Dynamic premium pricing based on risk assessment
• Dual token system (H2O utility token and Mu security token)
• Smart contract-based claims processing
• Member governance system

Repository Structure

/NiMu
├── /contracts         # Smart contracts written in Solidity
├── /backend           # Node.js backend for APIs and services
├── /frontend          # React.js-based frontend application
├── /docs              # Documentation for the project
├── /scripts           # Deployment scripts and automation tools
├── /tests             # Unit and integration test cases
├── .github            # GitHub-specific configurations
└── package.json       # Shared dependencies

Getting Started

Prerequisites

• Node.js >= 16
• Hardhat
• MongoDB
• MetaMask or similar Web3 wallet

Installation

1. Clone the repository:

   git clone https://github.com/flemmerz/NiMu.git
   cd NiMu

2. Install dependencies:

   npm install

3. Set up environment variables:

   cp .env.example .env

4. Run development environment:

   npm run dev

Contributing

Please read CONTRIBUTING.md for details on our code of conduct and the process for submitting pull requests.

License

This project is licensed under the MIT License - see the LICENSE file for details.