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-The California Integrated Travel Project (Cal-ITP), in its continuous effort to improve transit experiences for all Californians, is excited to introduce to transit agencies to the [Bank On](https://joinbankon.org/) Initiative. Bank On accounts, specifically designed to serve the unbanked and underbanked, are bank and credit union accounts that can be used on transit along with any other type of everyday purchase.
+The California Integrated Travel Project (Cal-ITP), in its continuous effort to improve transit experiences for all Californians, is excited to introduce transit agencies to the Bank On Initiative. Bank On accounts, specifically designed to serve the unbanked and underbanked, are bank and credit union accounts that can be used on transit along with any other type of everyday purchase.
 
 ## What is Bank On?
 
-Bank On is an initiative by the [Cities for Financial Empowerment Fund](https://cfefund.org/) that supports efforts to connect consumers to **safe and affordable banking accounts**. Bank On has developed [model account standards](https://bankon.wpenginepowered.com/wp-content/uploads/2022/08/Bank-On-National-Account-Standards-2023-2024.pdf) for low-fee banking accounts and, when banks and credit unions meet these standards, are certified as Bank On accounts. There are currently over [400 certified accounts available with 46,000 branches nationwide](https://joinbankon.org/accounts/). Recognizing that approximately 1 in 4 people in California are unbanked or underbanked, Bank On works to bridge the gap, especially for communities disproportionately affected. Namely, [Bank On standards](https://bankon.wpenginepowered.com/wp-content/uploads/2022/08/Bank-On-National-Account-Standards-2023-2024.pdf) tackle a lot of the issues that hinder access to the financial system for unbanked and underbanked populations, including high fees and tedious account opening requirements.
+[Bank On](https://jionbankon.org/) is an initiative by the [Cities for Financial Empowerment Fund](https://cfefund.org/) that supports efforts to connect consumers to **safe and affordable banking accounts**. Bank On has developed [model account standards](https://bankon.wpenginepowered.com/wp-content/uploads/2022/08/Bank-On-National-Account-Standards-2023-2024.pdf) for low-fee banking accounts and, when banks and credit unions meet these standards, are certified as Bank On accounts. There are currently over [400 certified accounts available with 46,000 branches nationwide](https://joinbankon.org/accounts/). Recognizing that approximately 1 in 4 people in California are unbanked or underbanked, Bank On works to bridge the gap, especially for communities disproportionately affected. Namely, [Bank On standards](https://bankon.wpenginepowered.com/wp-content/uploads/2022/08/Bank-On-National-Account-Standards-2023-2024.pdf) tackle a lot of the issues that hinder access to the financial system for unbanked and underbanked populations, including high fees and tedious account opening requirements.
 
 Transit agencies play a pivotal role in the daily lives of many, especially lower-income individuals. With the introduction of contactless open-loop payment acceptance by Cal-ITP, there's an opportunity to consider financial inclusion initiatives like Bank On. By doing so, transit agencies can ensure that even those who have traditionally been left out of the mainstream financial system can benefit from the convenience and security of contactless payments. For more information on other features of accessible banking visit our [Minimum Account Requirements for Transit Riders](https://www.calitp.org/assets/Cal-ITP%20Minimum%20Account%20Requirements%20for%20Transit%20Riders.pdf) memo.