5) What if I don't have access to sophisticated technology like the Internet and mobile phones.md

Internet free access is a solution.

• One way to do this would be to have Stored Value Cards or souped up cards that do not require internet access but which can help users transact and exchange digital currency.
• Another way to do this would be by using manual codes, i.e, by confirming if both the sender and receiver are seeing the same code.